Critical Illness Insurance

A Financial Lifeline During Critical Times

A diagnosis of a serious illness like cancer, heart attack, or stroke can turn your world upside down. While medical insurance covers treatment, the indirect costs of recovery can be overwhelming. Critical Illness Insurance provides a lump-sum payment upon diagnosis, giving you the financial freedom to focus entirely on your recovery without the stress of financial obligations.

Why Critical Illness Insurance Matters

  • Usage Flexibility: The payout can be used for anything—paying off a mortgage, seeking alternative treatments, covering lost income, or modifying your home.
  • Income Protection: Helps bridge the gap if you need to take time off work for treatment and recovery.
  • Lifestyle Maintenance: Ensures your family’s lifestyle remains stable while you navigate a challenging health crisis.
  • Access to Best Care: Allows you to seek specialized treatment or second opinions, even if they are not covered by standard health plans.

What We Offer

  • Coverage for major critical illnesses including cancer, heart disease, and stroke.
  • Early-stage coverage options.
  • Lump-sum payouts with no restrictions on usage.
  • Plans that can be standalone or added to a life insurance policy.

Protect what matters. Start today.

Making the right insurance choices doesn’t have to be complex. Let’s explore how to best protects what matters to you.

— Phone

+(852) 2567 0017

— Email

— Directions

Himark Insurance Group Limited, Unit 1001, 10/F, Peninsula Square no 18, Sung On Street, Hung Hom, Kowloon, Hong Kong.

Chief Executive Officer

Michelle Mahtani

With over 27 years in insurance broking, Michelle specializes in assessing medical risks and crafting tailored coverage for individuals, families, and organizations. Her expertise in identifying potential liabilities ensures clients receive strategic, high-quality solutions.

Before founding Himark, she was a Senior Partner at a leading Hong Kong brokerage, managing an extensive clientele and solidifying her reputation as a trusted advisor. Fluent in English, Hindi, Sindhi, and Cantonese, Michelle bridges cultural and linguistic gaps, providing expert guidance in a complex industry. Her meticulous approach guarantees financial security and peace of mind for every client.